With so many cars from which to choose, people from every economic stratum must make wise decisions to get the right car at the right price with the best financing option. Of course, everyone wishes he or she could just pay cash. However, that’s not always the best way to go, particularly if someone wants to boost his or her credit score. Consumers should be well informed and ask the right questions. They should also balance the affordability of the monthly payment with the number of months they want to make the payment. It’s also a good idea to ask a dealer about monthly or weekly specials.